Honest advice needed.

[brooks05]

This is no deductible on a liability claim. Only a claim for first part damages, your own. As far as premiums, unless you have a history of claims any increase in premiums will not even be close to $3000. Most companies will not see this type of incident as a vicious dog matter unless the dog has a prior history.

[Reggoh]

Originally Posted by brooks05

This is no deductible on a liability claim. Only a claim for first part damages, your own. As far as premiums, unless you have a history of claims any increase in premiums will not even be close to $3000. Most companies will not see this type of incident as a vicious dog matter unless the dog has a prior history.

^^^^ This guy knows a little something about insurance