At what age do you plan to retire or

[Shawn Braquet]

When y'all say your putting "X%" into your 401k, I'm assuming your meaning total combined input, yours plus any matching from the company. My next question would be is your wife doing the same, similar, or nothing. Only reason I ask is I've been putting into a 401k since I was 25. Started at 15% between me and my company and over the years have climbed to where I am now putting in 22% combined. My wife doesn't work however so I have to put in for the both of us. Planning on putting into a Roth IRA when I get my tax return as well. I ask about what your wives put in to see what the norm is. Most wives of the guys I work with don't put into anything so basically I am doing the same as them but putting in more than them. I'm 32 now and hoping to be able to retire around the time I'm 60 but imagining SS will be a thing of the past by then.