A little perturbed

[Duck Butter]

So have some dents in my work truck and took it in for an estimate. Took it in to a body shop and he looked at it and told me what needed to happen. He asked if it was gonna be paid for by insurance, I said preferably not. I asked would that really matter. He says 'hell yeah, I am gonna stick it to em". This surely has to have a negative effect on insurance rates I would imagine

[fishinpox]

That's why my insurance costs me 190/ month for my friggin truck! Screw that SOB

[weedeater]

Originally Posted by fishinpox

That's why my insurance costs me 190/ month for my friggin truck! Screw that SOB

Who you have insurance with, that's nuts. I have a 2005 King Ranch 4X4 and a 2010 Honda Odyssey and carry towing, windshield replacement, rental, and about anything else you can imagine and pay around $170 with State Farm

[booyagasha]

Originally Posted by weedeater

Who you have insurance with, that's nuts. I have a 2005 King Ranch 4X4 and a 2010 Honda Odyssey and carry towing, windshield replacement, rental, and about anything else you can imagine and pay around $170 with State Farm

this is what i pya with state farm..that's with my over 25 discount and i havent had a ticket/accident in 7-8+ years.....that's full coverage on a 02 honda accord coupe v6...yikes

[weedeater]

Originally Posted by booyagasha

this is what i pya with state farm..that's with my over 25 discount and i havent had a ticket/accident in 7-8+ years.....that's full coverage on a 02 honda accord coupe v6...yikes

fill sorry for y'all, not sure why y'all pay so much. I have had 2 jeeps with least coverage possible but only paid $30 a month for them

[all star rod]

Originally Posted by weedeater

Who you have insurance with, that's nuts. I have a 2005 King Ranch 4X4 and a 2010 Honda Odyssey and carry towing, windshield replacement, rental, and about anything else you can imagine and pay around $170 with State Farm

I have state farm also. I have a 2011 Chevy Silverado 4X4 and my wife has a 2006 Volvo XC90 and we both have 100x300x100 coverage and we pay $210 a month total. This is with one accident on our record....

[Tightline11]

I have a 2010 Ford Larait 4x4, 2005 GMC Envoy, 2006 Fleetwood RV, 2001 Champion Bay Boat and home owners insurance. All have full coverage and more than the normal just in case of a law suit due to the line of work and I pay 264 a month through Farm Bureau. Been with them for 10 years and no tickets, no claims.

[Mediumheavyaction6'6]

Cue Southern 151 in 3..2...1

[southern151]

Thanks for the intro medheavy! I don't like the guy's attitude where ya went. It gives us all a bad rap. I don't practice "sticking it to" anyone. There is a difference in the way I charge for self pay though. I don't cut too many breaks to an INS co because they don't cut me any. I dang sure don't try to nail either though because that can bite you REAL hard sometimes!
Pox, the biggest reason rates are so high here is because the uninsured rate is near 30%. Thank the slugs who don't pay insurance and ambulance chasing attorneys for the rates! Wanna coNpare notes?...I just got my first quote back for INS on a wrecker...$924/mo!!!

[Duck Butter]

Originally Posted by southern151

Thanks for the intro medheavy! I don't like the guy's attitude where ya went. It gives us all a bad rap. I don't practice "sticking it to" anyone. There is a difference in the way I charge for self pay though. I don't cut too many breaks to an INS co because they don't cut me any. I dang sure don't try to nail either though because that can bite you REAL hard sometimes!
Pox, the biggest reason rates are so high here is because the uninsured rate is near 30%. Thank the slugs who don't pay insurance and ambulance chasing attorneys for the rates! Wanna coNpare notes?...I just got my first quote back for INS on a wrecker...$924/mo!!!

He worked at a shop and then branched out on his on, I know many people that do body work and would not do that. Just really rubbed me the wrong way, its the whole 10% thing. 10% of any profession has its share of expletives

[Raymond]

Originally Posted by southern151

Thanks for the intro medheavy! I don't like the guy's attitude where ya went. It gives us all a bad rap. I don't practice "sticking it to" anyone. There is a difference in the way I charge for self pay though. I don't cut too many breaks to an INS co because they don't cut me any. I dang sure don't try to nail either though because that can bite you REAL hard sometimes!
Pox, the biggest reason rates are so high here is because the uninsured rate is near 30%. Thank the slugs who don't pay insurance and ambulance chasing attorneys for the
rates! Wanna coNpare notes?...I just got my first quote
back for INS on a wrecker...$924/mo!!!

Uninsured or underinsured is over 40% statewide unfortunately. The lowest common denominator folks don't care about anyone but themselves. Have had many sit across my desk and state they don't care if the third party gets compensated after an at fault accident. Many asked for full coverage 10/20/10????? and that's what they bought.
Corey, my phone did not ring. Wreckers be my specialty man, I am a professional wrecker writer

[Mediumheavyaction6'6]

anytime!

[fishinpox]

Safeco , just got 2 speeding tix but still I usedvto pay 165/mo for my truck n my ex wifes car

[booyagasha]

state farm here too...this is bs, the car is almost 10 years old, and i dont have one infraction to date...pooty

[LPfishnTIM]

I pay $116 (full coverage) I'm 25 and drive a 02 f150. National Automotive Ins. is the co. I use they were $60 cheaper a month than Geico. Geico found every reason to charge more for insurance. when I moved to baton rouge they went up because there was a higher percent chance for me getting in a wreck, when I moved back to walker it went up again same reason, I changed Insurance co.

[weedeater]

was always told to stick with State Farm, Allstate or Farm Bearu; I have dealt with others due to wrecks and can tell you most of the rest are jokes

[fishinpox]

Originally Posted by weedeater

was always told to stick with State Farm, Allstate or Farm Bearu; I have dealt with others due to wrecks and can tell you most of the rest are jokes

Someone hit me a year ago n totaled my truck... Safeco was awesome, after Gustav same thing safeco was great

[weedeater]

Originally Posted by fishinpox

Someone hit me a year ago n totaled my truck... Safeco was awesome, after Gustav same thing safeco was great

never heard of them, not knocking them all but 90% are a j/k

[fishinpox]

Originally Posted by weedeater

never heard of them, not knocking them all but 90% are a j/k

I thought the same thing, I had statefarm but my insurance agent suggested them because they are primarily on the west coast and were not affected by all the Katrina claims so their rates were lower and no hurricane deductible . They are really big on the west coast. I've met prolly 15-20 other people in LA that use em . So far no problems. I have super high coverages on my auto super high coverages for contents in the homes ect my arse is covered fo sho !!!! Lol

[Zachary Boy]

Originally Posted by LPfishnTIM

I pay $116 (full coverage) I'm 25 and drive a 02 f150. National Automotive Ins. is the co. I use they were $60 cheaper a month than Geico. Geico found every reason to charge more for insurance. when I moved to baton rouge they went up because there was a higher percent chance for me getting in a wreck, when I moved back to walker it went up again same reason, I changed Insurance co.

I didn't know they could raise your rates from city to city. Judgeing from the way people drive in BR , I can almost understand it. Got to love livin' in 'the sue-me state'. There was a point in time when lawyers were dis-barred for taking on "frivolous" law suits. Now they glamourize them. We need tort reform NOW...