Boat insurance
Who has it and is it worth it? What does it cover? Theft? Accident? I know several people that's gone fishing or hunting, stop at store and get to launch only to realize their stuff got jacked back at the store. Also known a few to rip a hole in their hull and/or a lower unit or fry a power head because its plugged with grass or mud. Keep in mind my boat is nothing special. 1652 Express with a tiller 40. But on any given trip I probably have $1000 of gear in the boat. What's your thoughts or experience?
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