Lots of questions allow me to answer
1. Im assuming the closeness you speak of is in regard to the outside edge. Thats an optical illusion. Its further from metal then you think.
2. That hole is a drain for self bailing hull.
3. The paint is bottom antifouling paint. Put on by previous owner. It stains and generally looks like poo but you dont see it in the water. I could have it repainted but it isnt worth it.
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