Those custom built boats you looked at in MC will outlast most any production line of aluminum boats.
My brudderinlaw has a Hanko that is close to 30 years old. It has a fan tail and a large front deck and it has been used for recreational fishing, oilfield work and oystering. Had to swap out the engine but never an issue with the boat.
I would not recommend carpet. That was his only regret. They have so many options now that are a lot better than carpet.
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