I had a 2008 250 pro xs burst into flames while starting it,throwing the motor top 30 feet in air an onto front of my boat. Good reason to carry a fire extinguisher. Motor had 300 hours on it. Mercury would not cover any under warranty. Said it was a "fuel" issue. Always used fuel treatment, had water seperator and had it serviced every year. Will never own another Mercury. Just my experience and opinion.
There are issues among all motors. Just bad luck sometimes I guess.
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