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Ok, this situation is a catch 22... u wanna help the person out bc they are family. but you dont want to enable his behavior. Addicts are master manipulators. It is one thing to let family crash in times of crisis and another to keep them sheltered from the real world. Sounds like this kid is manipulating the situation. Don't ever expect to get that money back first of all. Family borrowed money is family kept money. Siblings are manipulative especially when it comes to drugs and alcohol. Typically, when asked about prior money borrowing an addict/alcoholic will make up excuses as to why they dont have the money... "i will have it next week" slogan. Sometimes you have to "let go." Families hate to let go, well bc its family and they always wanna protect. It usually takes a spiritual awakening or an unseen event (jail, institution, rehab) to change the life of these unfortunate. i dont know your situation but either way... YOU HAVE TO DO WHAT IS BEST FOR YOU AND YOUR FAMILY>>> NOT HIM
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I was put in this situation by my brother years ago. I offered help and he rejected it. He ended up overdosing shortly afterwards. To this day I consider it one of the hardest things I have done, and sometimes still consider it a mistake. However, there was nothing more that I could have done. I have struggled with that decision for years.
It is easy to say that you have to put him out, it is harder to do it, especially if something happens.
I don't know your brother or you for that matter, don't know if drugs are his problem. If they are, and he is an addict, you need profesional help, don't try to do it on your own. I made that mistake.