I'm an agent with New York Life, it's takes sitting down and explaining the ACTUAL coverage they my clients HAVE and what they NEED.
Most of the people I have meet with don't even know what the face amount of their life insurace is or the kind.
BUT ...They absolutely know what the monthly premimum is.
Same with investments...
10% have it all together.
60% have no clue and just hope they will have enough in retirement.
30% are way to involved and stress to much .... Makin them impossible to work with..
Buy back tothe topic.
Make sure u choose the best policy based on coverage... Not price.....
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