I own a Stearns "Float Coat" and love it. I also have good and bad ideas on the inflatable PFD. Both the "auto" and hydrostatic models have inflated in compartments of boat, specifically fishing boats. The small "foil" tabs on the CO2 cartridge deterioate w/ moisture and bust premature to "entering" water. It's not that big of a deal unless you need it in an emergency and can not get it out of the compartment.
Friends that use them love them, and I know the LDWF no longer allow their guys to leave them in boats. They must be stored in their vehicle for that reason above.
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