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-   -   2012 goals....who reached em? (http://www.saltycajun.com/forum/showthread.php?t=40006)

weedeater 12-31-2012 04:24 PM

2012 goals....who reached em?
 
I set out to pay boat and car off and was able to do that along with selling my house to build a new one.... I have finally reached being dept free, according to that Ramsey guy, now if I can just get my house paid for.... still got some work with that goal

mallardhead 12-31-2012 04:25 PM

Failed miserably lmao

fishinpox 12-31-2012 04:27 PM

Met and exceeded, god blessed us in many ways this year!

weedeater 12-31-2012 04:27 PM

Quote:

Originally Posted by mallardhead (Post 532487)
Failed miserably lmao

Got to set them lower;)

1fastmerc 12-31-2012 04:53 PM

Quote:

Originally Posted by weedeater (Post 532485)
I set out to pay boat and car off and was able to do that along with selling my house to build a new one.... I have finally reached being dept free, according to that Ramsey guy, now if I can just get my house paid for.... still got some work with that goal

Wouldn't being debt free also include your house being paid off. So how is this debt free. If that's the case I'm debt free except for my house my truck my wife's car etc..........


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rustyb 12-31-2012 05:00 PM

House.......PAID!!

southern151 12-31-2012 05:33 PM

Stayed in business another year and grew total gross sales in ways I never thought I would. No more nomex and welding hood was my goal and, here's to another year of meeting that goal!

Also, we as a site grew our Christmas fund from being able to help two families to four families! We are all a success as far as I'm concerned!!!

weedeater 12-31-2012 05:43 PM

Quote:

Originally Posted by 1fastmerc (Post 532496)
Wouldn't being debt free also include your house being paid off. So how is this debt free. If that's the case I'm debt free except for my house my truck my wife's car etc..........


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House is considered in same group as living expense since a lot of people choose to rent all their lives.... that's what some money management people consider it and then most consider it a asset once you have more equity in it since it gains in value it becomes more like a savings account...... I just want it paid off in less then 10yrs

1fastmerc 12-31-2012 06:27 PM

Quote:

Originally Posted by weedeater (Post 532514)
House is considered in same group as living expense since a lot of people choose to rent all their lives.... that's what some money management people consider it and then most consider it a asset once you have more equity in it since it gains in value it becomes more like a savings account...... I just want it paid off in less then 10yrs

You always spoil my fun.


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southern151 12-31-2012 06:33 PM

Quote:

Originally Posted by 1fastmerc (Post 532527)
You always spoil my fun.


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So, you are accepting being defeated by a superior person?!

weedeater 12-31-2012 06:55 PM

Quote:

Originally Posted by southern151 (Post 532530)
So, you are accepting being defeated by a superior person?!

Believe it or not there are $ome things he will listen to me about.....;)

1fastmerc 12-31-2012 07:05 PM

Quote:

Originally Posted by southern151 (Post 532530)
So, you are accepting being defeated by a superior person?!

Defeated I'll admit. The superior part was funny.


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simplepeddler 12-31-2012 07:11 PM

1% better today than yesterday......that's my goal in almost everything.......I admire anyone who makes a committment to Ramsey's plan.....did it 10 years ago and it saved my from some ugly court thingys..........

weedeater 12-31-2012 07:54 PM

Quote:

Originally Posted by simplepeddler (Post 532540)
1% better today than yesterday......that's my goal in almost everything.......I admire anyone who makes a committment to Ramsey's plan.....did it 10 years ago and it saved my from some ugly court thingys..........

I haven't read much of his stuff but what little I have read follows goals my family has in place, I have my 401k set to max out each yr and working towards having home paid off by the time I am 40yrs old...... can't do any of it without God and his blessings though.

Salty 12-31-2012 11:56 PM

Quote:

Originally Posted by 1fastmerc (Post 532496)
Wouldn't being debt free also include your house being paid off. So how is this debt free. If that's the case I'm debt free except for my house my truck my wife's car etc..........


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He didn't say he was debt-free. He said he was "dept" (departmant) free...whatever that is. :smokin:

1fastmerc 01-01-2013 08:47 AM

Quote:

Originally Posted by Salty (Post 532688)
He didn't say he was debt-free. He said he was "dept" (departmant) free...whatever that is. :smokin:

LMBO. I didn't catch that. Thanks for the help salty.


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Raymond 01-01-2013 09:51 AM

Met my financial goals by a lot, now my mental,physical and metaphysical goals are anuther story. Congrats on the strong year Corey hope your audit is a big one and you have the $$$ to pay me!:D

Matt G 01-01-2013 10:07 AM

Quote:

Originally Posted by mallardhead (Post 532487)
Failed miserably lmao

X2!!! I'm still breathing and supporting my family and some other entitled SOB's family with my taxes, so I guess it was a successful year!!!!

southern151 01-01-2013 10:16 AM

Quote:

Originally Posted by Raymond (Post 532729)
Met my financial goals by a lot, now my mental,physical and metaphysical goals are anuther story. Congrats on the strong year Corey hope your audit is a big one and you have the $$$ to pay me!:D

I ain't got nothin to worry bout on a comp audit. Got the check in hand for whatever small difference there may be. Parts sales jumped big this year so, thank God I don't have to put comp on parts! LOL!

Texxan1 01-01-2013 02:13 PM

Dave Ramsey is awesome!!!!!!

We spent time reading his book about 5 years ago, and today we are debt free except the house. All 3 boats are paid for, all vehicles are paid for, Calcasieu lots are paid for, travel trailer is paid for and were about 2 years from paying off our house.....

Were getting there, this damn fishing habit is the only thing that gets in our way lol

This year, our goal is to get our camp built in Hackberry and spent alot of time there!!!!!!

Thomas


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